Good Sam Club Open Roads Forum: Full-time RVing: full time 101 questions
Open Roads Forum Already a member? Login here.   If not, Register Today!  |  Help

Newest  |  Active  |  Popular  |  RVing FAQ Forum Rules  |  Forum Posting Help and Support  |  Contact  

Search:   Advanced Search

Search only in Full-time RVing

Open Roads Forum  >  Full-time RVing

 > full time 101 questions

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 3  
Prev  |  Next
jorbill2or

Oregon

Senior Member

Joined: 10/02/2004

View Profile



Good Sam RV Club Member

Online
Posted: 09/27/19 11:03am Link  |  Quote  |  Print  |  Notify Moderator

Keep in mind those rates you quote are teaser rates based on having excellent credit 750fico plus and great income. The 20 year number is unwise as a rv will be underwater for almost the entire 20 years .. if it lasts that long and will be junk value at the end.
Also 15- 20 year numbers aren’t available on older units .. like 7 or more years old and certainly not at the interest rates you are looking at
I second the get some “real” rate quotes based on your credit situation and purchase choice. I think you’ll find a modular or home rate will be competitive


Bill

agesilaus

North Florida

Senior Member

Joined: 05/06/2008

View Profile



Good Sam RV Club Member

Offline
Posted: 09/27/19 11:07am Link  |  Quote  |  Print  |  Notify Moderator

Yeah I cannot imagine a 20 year RV loan. It would be the very rare RV that has not gone to the junkyard well before that date.

* This post was edited 09/27/19 11:40am by agesilaus *


Arctic Fox 25Y Travel Trailer
2012 Ford F-350 4WD Lariat 6.7L
Straightline dual cam hitch
400W Solar with Victron controller
Superbumper


2chiefsRus

USA Somewhere

Senior Member

Joined: 09/08/2004

View Profile





Offline
Posted: 09/27/19 11:15am Link  |  Quote  |  Print  |  Notify Moderator

If you are thinking of buying new so you will have a warranty, the warranty won't be worth much if you can't take it in for warranty repairs. They don't come to you.


Dave & Kathy
2007 Monaco Knight 40PDQ towing 2018 Ford F-150 & 2017 Harley Trike
Fulltime since October 2007
Before you give someone a piece of your mind, make sure you can get by with what will be left.
Our Blog
National Parks Visited

dansacct22

Tennessee

New Member

Joined: 09/27/2019

View Profile


Offline
Posted: 09/27/19 11:34am Link  |  Quote  |  Print  |  Notify Moderator

Immensely helpful information in this thread. Rather than responding individually to each post I'd just like to say thank you all again.

I have a lot to think about.

the bear II

Torrance CA.

Senior Member

Joined: 02/14/2008

View Profile


Offline
Posted: 09/27/19 12:51pm Link  |  Quote  |  Print  |  Notify Moderator

My choice would be a used travel trailer (TT) as large as you can afford without having to take out a loan. You can find good used TTs for under $10,000.

Upgrade to a newer model as needed and use the first one as a guest trailer.

wanderingaimlessly

SOBOVA

Senior Member

Joined: 08/23/2017

View Profile


Offline
Posted: 09/27/19 02:51pm Link  |  Quote  |  Print  |  Notify Moderator

I would look for a small trailer with a Kitchen and bathroom you can live with long term.
With the idea being to cover the trailer and then build out new living and bedrooms in the future to suit your desires.
If you are doing this as a single person, a TT or fifth wheel kitchen and bath may be fine for you as a permanent solution, so concentrate on getting the plumbed areas set, and then build the easy parts to suit you later.

beemerphile1

Ohio

Senior Member

Joined: 04/20/2007

View Profile





Offline
Posted: 09/27/19 07:31pm Link  |  Quote  |  Print  |  Notify Moderator

Mobile homes are built for full time use, RVs are not.

Prepare the site, buy a used mobile home and get it delivered. Put a foundation under it and you have a house.


Build a life you don't need a vacation from.

2016 Silverado 3500HD DRW D/A 4x4
2018 Keystone Cougar 26RBS


pianotuna

Regina, SK, Canada

Senior Member

Joined: 12/18/2004

View Profile


Offline
Posted: 09/27/19 08:01pm Link  |  Quote  |  Print  |  Notify Moderator

Bemerphile has it right.


Regards, Don
My ride is a 28 foot Class C, 256 watts solar, 556 amp hours of AGM in two battery banks 12 volt batteries, 3000 watt Magnum hybrid inverter, Sola Basic Autoformer, Microair Easy Start.

Bill.Satellite

Full-timer

Senior Member

Joined: 12/25/2012

View Profile



Good Sam RV Club Member


Posted: 09/28/19 05:24am Link  |  Quote  |  Print  |  Notify Moderator

You will save A LOT more money buy paying a higher interest rate for a lower priced RV (used 5th wheel) or Tiny Home than buying a new RV at a low interest rate.


What I post is my 2 cents and nothing more. Please don't read anything into my post that's not there. If you disagree, that's OK.
Can't we all just get along?

HadEnough

Traveling. Always.

Senior Member

Joined: 04/17/2016

View Profile


Offline
Posted: 09/28/19 10:06am Link  |  Quote  |  Print  |  Notify Moderator

beemerphile1 wrote:

Mobile homes are built for full time use, RVs are not.

Prepare the site, buy a used mobile home and get it delivered. Put a foundation under it and you have a house.


This is the right advice. RVs are meant to travel... And we pay a premium for that portability. If you are just staying in that one spot, you really don’t need to spend all the money on a vehicle. And by vehicle, I’m including trailers. Anything that is truly portable.

Reply to Topic  |  Subscribe  |  Print Topic  |  Post New Topic  | 
Page of 3  
Prev  |  Next

Open Roads Forum  >  Full-time RVing

 > full time 101 questions
Search:   Advanced Search

Search only in Full-time RVing


New posts No new posts
Closed, new posts Closed, no new posts
Moved, new posts Moved, no new posts

Adjust text size:

© 2019 CWI, Inc. © 2019 Good Sam Enterprises, LLC. All Rights Reserved. | Terms of Use | PRIVACY POLICY | YOUR PRIVACY RIGHTS