Good Sam Club Open Roads Forum: Insurance recommendations for Class C
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 > Insurance recommendations for Class C

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Newbiecampers

Midwest

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Posted: 06/15/19 06:33pm Link  |  Quote  |  Print  |  Notify Moderator

Citizens (part of Hanover) doubled our collision coverage on our Class C (yes, a little over 100% increase) with having had no claims/accidents/violations. And at almost 3 weeks now since the inquiry, I can get no explanation. They raised the collision to over $1400/yr for just the collision portion of the policy alone. Our other vehicles went down.

So needless to say, I am looking for new coverage and recommendations. What companies have those here had good luck/pricing/service with?

Thanks

lhenry8113

Cypress or Lake Arrowhead, Ca.

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Posted: 06/15/19 06:38pm Link  |  Quote  |  Print  |  Notify Moderator

Check out Foremost Ins. I have a house in a "high fire danger area" and a pontoon boat, with them.


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CloudDriver

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Posted: 06/15/19 08:26pm Link  |  Quote  |  Print  |  Notify Moderator

Check with Progressive. We have collision, comprehensive and liability with them on our 2003 Class C for $407/yr. Never had a claim for the MH but did have one for our car and satisfied with the response.


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IAMICHABOD

Sunny So Cal 90713

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Posted: 06/15/19 09:44pm Link  |  Quote  |  Print  |  Notify Moderator

You could try AAA,Liability,medical,Comprehensive,Collision,Uninsured Motorist $297


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tobydad

MA

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Posted: 06/16/19 05:09am Link  |  Quote  |  Print  |  Notify Moderator

My motorhome insurance jumped up by over $400.00 last year. No claims ever. Found Progressive to be less than half of what I was paying and they offered more coverage. Check them out along with others before deciding.

KPetrick

Englewood

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Posted: 06/17/19 09:27am Link  |  Quote  |  Print  |  Notify Moderator

We can shop it for you a The Good Sam Insurance Agency. We use National General, Safeco, Progressive and Foremost. We will make sure you have the correct coverage's at the best pricing.

Keith

Newbiecampers

Midwest

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Posted: 06/17/19 11:10am Link  |  Quote  |  Print  |  Notify Moderator

Thanks for the suggestions to date everyone.

I will check them out.

Harvey51

Alberta

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Posted: 06/17/19 09:09pm Link  |  Quote  |  Print  |  Notify Moderator

I’m in Canada so dont have experience with US companies. I did have an interesting experience after using TD insurance on our small class C for years, and reducing the coverage to fire and theft for the winter months when not camping. Cost of roughly $250 a year. All of a sudden they said I had to keep liability insurance year round, increasing the cost a lot. It happened we bought a used wheelchair minivan with a loading ramp and low floor. TD refused to sell insurance for it until I had it towed to a city more than an hour away so they could figure out its value. It had been insured by Cooperators so I called them, getting an an employee who knew me. She had no problem emailing a pink card insurance certificate in 10 minutes at a reasonable rate. We didn’t want collision insurance on the 6 year old van anyway. Later I got a quote for the motorhome - one third of the TD price for the same coverage. And I could reduce that if I didn’t keep liability coverage in the winter. When I called TD to cancel the guy on the phone told me TD was not interested in insuring motorhomes so they didn’t have a good price.


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klutchdust

Orange, California

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Posted: 06/19/19 08:32am Link  |  Quote  |  Print  |  Notify Moderator

Mercury, excellent coverage, fair price, agent a few miles from home. I have found that having an agent and not an internet man in India sure makes a difference in responses and handling issues.
I have had ALL my vehicles quoted by other companies, all 6 of them, and Mercury came up as the best value, my home is insured with them as well. I just added a 2019 Wrangler and it bumped it up a little bit.

Newbiecampers

Midwest

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Posted: 06/19/19 10:57am Link  |  Quote  |  Print  |  Notify Moderator

klutchdust wrote:

Mercury, excellent coverage, fair price, agent a few miles from home......(snip quote).....I have had ALL my vehicles quoted by other companies, all 6 of them, and Mercury came up as the best value, my home is insured with them as well. I just added a 2019 Wrangler and it bumped it up a little bit.



Thanks. I'll check them out as well.


Quote:

I have found that having an agent and not an internet man in India sure makes a difference in responses and handling issues.


I used to think the same as well (and have had the same agent for over 2 decades), but after this recent experience I am questioning the value of having the "middle man." My "agent" did absolutely nothing when this insurance doubled. No phone call, no suggestions of "let's look at a different insurance company," nothing... And they did see the increase as they had reduced my coverage in order to save some on the premium (as I had asked them to do if it made $$ sense, before I knew of the increase). And for 3 weeks I got no communication from them regarding why this increased as it did. I had to keep calling them.

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