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 > I got lied to...

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Grit dog

Black Diamond, WA

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Posted: 03/07/19 01:29pm Link  |  Quote  |  Print  |  Notify Moderator

I’ll say there’s a sucker born every minute!
I couldn’t imagine getting, or the cost of a warranty on a 9 year old RV, much less 13 years old!


"Yes Sir, Oct 10 1888, Those poor school children froze to death in their tracks. They did not even find them until Spring. Especially hard hit were the ones who had to trek uphill to school both ways, with no shoes." -Bert A.

Dtank

USA

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Posted: 03/07/19 06:47pm Link  |  Quote  |  Print  |  Notify Moderator

suprz wrote:

I specifically told each rep the age of my coach and the reason for the call and inquiry was to make sure I could continue coverage with a new warranty thru them when the original policy was about to expire. I don't know how much more explicit I could have made the question and inquiry


Call it what you like..[emoticon]

OK - you were lied to. The req's changed, etc., etc.

"WE" (posters) can't help you..[emoticon]

IMO - you're better off without the warranty anyway! Put the premium amount/s in a dedicated bank account - and move on to the next rant.

[emoticon]

JohnG3

Morro Bay, California, USA

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Posted: 03/07/19 08:02pm Link  |  Quote  |  Print  |  Notify Moderator

In 2010 we bought a new Ford F-250 diesel. We purchased an extended warranty before the factory warranty expired. When the policy arrived we saw the extended warranty started and ended when the new truck warranty expired. Took a lawyer and a Ford service executive to get it straightened out. Now the extended warranty expires in August 2019.


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Eric&Lisa

Scappoose, OR

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Posted: 03/12/19 10:28am Link  |  Quote  |  Print  |  Notify Moderator

"Definition of warranty
: a usually written guarantee of the integrity of a product and of the maker's responsibility for the repair or replacement of defective parts"


Source: Merriam-Webster dictionary.

The RV is a 2006 model year. It is 13 years old. By any reasonable expectation a warranty - even an extended one - is no longer applicable. Anything that breaks at this point is simply worn out, it is not defective as produced by the manufacturer.

What the OP should probably look for is some sort of service, repair, and maintenance contract - although I do not know if such a thing exists for RV's.

-Eric


Eric & Lisa - Oregon
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Cloud Dancer

San Antonio and Livingston TX USA

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Posted: 03/12/19 12:52pm Link  |  Quote  |  Print  |  Notify Moderator

THAT'S when I always wish I had been the first son of a rich Mexican.


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hohenwald48

Nashville, TN

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Posted: 03/22/19 06:27pm Link  |  Quote  |  Print  |  Notify Moderator

As with any insurance, underwriting requirements change.

I suspect the reps told you what was true at the time you asked the question. Your claims history will be figured into the underwriting classification too so that may have had an impact.


When seconds count, the police are only minutes away.

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Grit dog

Black Diamond, WA

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Posted: 03/23/19 11:21am Link  |  Quote  |  Print  |  Notify Moderator

Lots of good lessons here, that maybe some haven't had the unfortunate experience of learning early in life or may not have realized the lesson to be learned.
Personally I learned some of these things the hard way, or maybe not by choice, would be a better descriptor.
Insurance/warranty (using these 2 terms synonymously for this purpose) companies are FOR PROFIT businesses. They hedge their profits on the risk people are willing to take. Not much different than walking into a Casino, other than the "payout" is a bit more altruistic in nature than hitting it big at the blackjack table. Combine this with our society that has mandated insurance for many things, these companies have a captive audience that includes EVERYONE in the country save for the few that are well off enough to self insure and the dregs of society who don't give a _____ and are the reason insurance laws exist in the first place.
What can we as consumers do? Just be a little smarter. Be more engaged. Try to learn something today that can help you tomorrow and not be a mush brain slug addicted to Facebookor The Voice reruns.

Once one learns a little, gets stung a little by the "insurance" or "warranty" biz, they can be a little smarter about it next time.
One objective word of wisdom, is trust no one but God and your mother! If you assume everyone else is not of the best intentions until proven otherwise, you'll be much more knowledgeable and successful in life, in general.

tnscoutr

Memphis, TN

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Posted: 03/28/19 11:53am Link  |  Quote  |  Print  |  Notify Moderator

Grit dog wrote:

trust no one but God and your mother!
Mom lost out when I learned that Santa isn't real!!!


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JimK-NY

NY

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Posted: 03/31/19 06:43am Link  |  Quote  |  Print  |  Notify Moderator

Most RVs are built like **** and barely last 10 years. No wonder no one wants to insure it for repairs.

Veebyes

Bermuda & Maryland Eastern Shore

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Posted: 03/31/19 07:03am Link  |  Quote  |  Print  |  Notify Moderator

Unfortunately without a paper trail you have nothing at all.

Start your own warrantee fund. My guess is that you will pay less out of it than the policy cost you.


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